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Short Sale or Foreclosure?

Did you know 7 out of 10 homeowners don’t reach out for help when they are facing foreclosure?

We are real estate professionals and consumer advocates. It is our job and our privilege to help homeowners understand all of the options available to them so they can make the best possible decision concerning their property and future. We can help! Call us today 207-784-2525

MaineRealEstateShortSales.com

Don’t let Time Run out! Call Meservier & Associates Today For Your Free No Hassle, No Obligation Professional Consultation

Services Include:
New Homes For Sale in Auburn Maine
Condos / Condominiums in Auburn Maine
Relocation Services in Auburn Maine
New Executive homes in Auburn Maine
New Maine Town Homes / Houses
New Luxury Homes in Auburn Maine
Maine Sellers Agent or Listing Agent
Luxury Golf Homes and Communities
New Waterfront in Auburn Maine
Auburn Maine Homes For Sale
Real-Estate Buyers Agent in Maine
Maine Retirement Communities
Auburn Maine-Vacant Land
Maine Waterfront Vacation Rental

Maine Sold Real Estate

Auburn Maine Sold Real Estate.

 

Live Events This Week In The Twin Cities Of Lewiston Auburn Maine

October 24, 2012 Events

 

Last Call Acoustics Open Mic Night

7:30 p.m. to 11:00 p.m. (Sign-up at 7:00 p.m.) Live Music.  FREE

  • When: October 24th, 2012
  • Where: Fire House Grille – 47 Broad Street – Auburn Maine – (207) 376-4959 Price Range: Under $10 Cuisine: American,Family Fare,Pub Fare. We are a neighborhood pub-style restaurant located in the heart of New Auburn. Formally known as Andy\’s Baked Beans, the new owners chose the site because of it\’s resemblance to an old brick fire station.

October 25, 2012 Events

1000 Airplanes on the Roof

Thursday through Saturday – 7:30 p.m. By David Henry Hwang.  Thomas Holmberg ’13 takes on this challenging solo performance of alien encounter.  Directed by Kati Vecsey of the theater faculty, featuring new music by professor Bill Matthews, and incorporating images from the Museum of Art astrophotography exhibition Starstruck.

  • When: October 25th, 2012 – October 27th, 2012
  • Where: Bates College Lewiston Maine – Schaeffer Theatre
  • Contact: 207-786-6135

The Book Club Play

Thursday, Friday: 7:30 p.m. Saturday, 2:00 p.m. (27th Added Matinee) 8:00 p.m. Sunday, 2:00 p.m. A book club becomes the subject of a documentary film and is hilariously captured in all its dysfunctional glory (imagine Lord of the Flies with wine and dip).  Devouring books from Moby Dick to The Da Vinci Code, this entertaining comedy celebrates the joys of reading and friendship. Tickets: $18 Adults; $5 Youth (18 and under) Call for group rates.

  • When: October 25th, 2012 – October 28th, 2012
  • Where: The Public Theatre 31 Maple Street Lewiston Maine
  • Contact: 207-782-3200

 

 

 October 26, 2012 Events

Piano Series: Gregg Pauley in Concert

7:30 pm – 9:30 pm Admission: $16 Adult / $14 Senior (Advance), $18 Adult / $16 Senior (Day of Show), Students Under 21 Free Tickets by Phone: (207) 689-2000 While new to our stage, Gregg Pauley has performed in Europe and Canada, as well as throughout the U.S.  Praised by critics as having “perfect dynamic nuances,” he is also known for his technical brilliance. Recently returned from Music Fest Perugia in Italy where he serves on the faculty, he looks forward to his Franco Center debut. Mr. Pauley’s program, the second in the 2012-2013 Piano Series, will feature two major works by Beethoven and Mussorgsky: Sonata No. 32, the last of Beethoven’s sonatas, and “Pictures at An Exhibition,” Mussorgsky’s most famous piano composition and a showpiece for virtuoso pianists.

  • When: October 26th, 2012
  • Where: Franco Center Performance Hall
  • Contact: 207-689-2000

“Savages”

Olin 104 October 26th at 7:30 p.m. – October 27th at 2:00 p.m. & 7:30 p.m. – October 28th at 2:00 p.m. and 4:30 p.m. 131 min. Presented by the Filmboard. $1.

  • When: October 26th, 2012 – October 28th, 2012
  • Where: Bates College – Olin Arts Center
  • Contact: 207-786-6135

Halloween Masquerade Ball

6:00 P.M. TO 11:45 P.M. Don’t miss this event!!!! A night of fun in costume with food, drink and dancing!!!!! prizes for the best costumes, best couples costumes, AND you might want to practice up your moves for our Team dance off.. more details on that to come!

  • When: October 26th, 2012
  • Where: Ramada Inn Conference Center
  • Contact: 207-784-2331

 

Auburn Maine Homes – Confident Home Buying: Is This The House For Me?


Auburn Maine Homes

Is this the Auburn Maine home for me?

It depends on who you are! Buying a house is likely the single largest investment you’ll make and, like a good marriage, if it’s the right one, it may last a lifetime. But how can you be confident in your home buying, especially if you’re a first-time buyer? With so many homes to choose from, how do you know if this house is the one?

Sounds like a dating question. And, coincidentally, using some of the same techniques used to determine if you’re marrying the right person may also help you decide which home is the best for your needs. These days more buyers are…

…<<Read the full story at Sue’s “Real Estate Update” Newsletter

Lewiston Auburn Maine Art Walk Celebration

Dempsey Challenge Community Celebration

On Friday, October 12th Art Walk Lewiston Auburn, Captive Elements Art House and L/A Arts are excited to announce a special addition to our 2012 season of art walk events. In collaboration with the Dempsey Challenge, Lewiston Auburn will be once more transformed into an interactive public gallery. Translation? An additional art walk event! Learn about participating…

Auburn Maine Homes for Sale – – Meservier & Associates of The Maine Real Estate Network


MAINE HOME SALES UP 32.02 PERCENT IN MAY;

PRICES RISE 7.42 PERCENT

SOUTH PORTLAND (June 21, 2012) — Sales of single-family existing homes in Maine continue in solidly positive territory, according to the Maine Real Estate Information System, Inc. Realtors sold 1,035 homes statewide during the month of May, a jump of 32.02 percent from last year. The median sales price (MSP) rose 7.42 percent to $178,000. The MSP indicates that half of the homes were sold for more and half sold for less.

The National Association of Realtors (NAR) reported a sales increase of 10.4 percent for national existing single-family homes. Prices were up 7.7 percent nationwide to a national MSP of $182,900. Regionally, sales in the Northeast increased 7.3 percent and the regional MSP rose 3.8 percent to $250,700.

Sheryl Gregory of Homestead Realty in Winthrop said, “Buyers in our market area are finding interest rates irresistible; they can purchase more home with lower rates. Their optimism is higher than in recent past.”

Tina Lucas of Lucas Real Estate in Portland said, “The positive news is resonating with sellers and buyers, as we see both sides taking action and making decisions with greater confidence. Homes in well-maintained condition that are properly priced for the current market will bring offers. The market statistics demonstrate a transi

via Lewiston Maine Homes for Sale – – Meservier & Associates of The Maine Real Estate Network.

Nice Ranch in Great Lewiston Maine Neighborhood!

 

 

 

 

 

 

 

 

 

 

LEWISTON Maine- Adorable 3 BR ranch located in a great neighborhood setting! Close to turnpike; great for commuters. Open Kitchen/living; family room, outbuilding, deck overlooks tree-lined back yard, large fenced area and lovely perennial gardens. Great value! Nothing to do but move in! $118,500

Choosing Where To Buy Your Next Home In Auburn Maine

Picking The Right Neighborhood

You’re in the market to buy. You’ve probably given a lot of thought to the type of home you want as well as your budget and buying price range. There’s an additional topic, though, that requires your careful consideration. Which neighborhood is right for you?

Neighborhoods vary as widely as the people that live within them. Some have diligent HOA’s with strict rules of appearance and conduct, while others are more lax … sometimes to the detriment of home values.

It’s important to research the neighborhood where you’re considering purchasing a home. You want an area that fits your needs, personality, and social habits. These factors can influence your overall happiness just as much as that updated master bath or outdoor kitchen.

First, consider the safety of a neighborhood. In many big cities you’ll find more affluent neighborhoods adjacent to large strips of rental apartments or low-income housing. Now, this doesn’t always present a problem, but Continued>>>

What You Will And Won’t See In New & Existing Homes

Hot Home Trends
Even in difficult economic markets, homebuilders are still striving to deliver amenities that offer comfort, style, and functionality. But which amenities are popular these days has changed. According to the National Association of Homebuilders, (NAHB), you’ll find that builders are figuring out the best ways to rework spaces. Out go formal dens and in come smaller home management areas (think office but not quite as spacious or traditional, more like a “pocket office”. A “pocket office”, according to NAHB, can be located in a large pantry area or nearby the kitchen or family great room.) It’s all about conserving and creating efficient workable spaces that also offer other functions. Along the lines of making things more efficient, laundry facilities are now being placed near the “master bedroom’s walk-in closet”, writes the NAHB in a press statement. Watch for shadow units–separate units that are built alongside the main home that conveniently accommodate    CONTINUED >>>

Rainy Day? Optimism Growing, Sunny Real Estate Forecast For Auburn Maine

HARP Is Out Of Tune

Obama’s finance relief program for troubled home owners continues to get mixed reviews from lenders fearing they may have to take back too many loans. Nearly 60 percent said the risk that GSE’s (Fannie Mae and Freddie Mac) might force them to take the mortgage back and more than 57 percent said there could be difficulty issues in transferring private mortgage insurance coverage.

What is HARP?

If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through MHA’s Home Affordable Refinance Program (HARP). HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process, and refinance fees will apply

You may be eligible for HARP if you meet all of the following criteria:

  • The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae.
  • The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
  • The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
  • The current loan-to-value (LTV) ratio must be greater than 80%.
  • The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.

*Eligibility criteria are for guidance only. Contact your mortgage servicer to see if you are eligible for HARP.

Read more about HARP from my Newsletter at Sue’s Real Estate Update

Sringtime Home Sale Activity Soars – Home Remodeling Talk

 

Economy Sparks Remodeling: How To Ensure A Successful Project

Springtime generates a lot of home improvement activity. Many buyers are out shopping for their new home. With the purchase of their home, the desire to remodel often comes next. For others, the drastically fluctuating housing prices are causing homeowners to stay put and that’s causing them to want to remodel their existing footprint.

Whether it’s a room addition or the renovation of a kitchen to upgrade amenities and make the space feel more comfortable to suit your needs, precautionary steps to get the most out of your remodeling project will create the best outcome…. 

…Read the rest of this article by Phoebe Chongchua on Sues newsletter!

Lewiston Maine Homes for Sale – The Maine Real Estate Network – Meservier & Associates


 

Pets and selling your home

When preparing your home to sell, it might be a good idea to examine it from a pet’s perspective. My advice is to remove as many excess pet items as possible, in particular toys and food. Make sure you have cleaned up well after your pet, in particular where they are fed, outside dog runs and the location in which you store the litter box.  Look for stray fur-balls floating around the floors, and use a lint brush if necessary on your upholstered furnishings and draperies.  It might also be wise to repair any damage done by your loveable but perhaps destructive puppies or kittens:  Touch up scratched paint or polyurethane, fill in any holes dug by dogs outside in your yard, remove any torn furnishings or carpets, and remove all pet stains.  Also, disinfect or deodorize if there are pet smells in the home — a sure turn-off for a prospective buyer, especially one that does not like pets. Hire a professional carpet cleaning company to sanitize and thoroughly clean your carpets before your first showing. Once this is done, you may want to limit the areas in which you allow your pets.

via Lewiston Maine Homes for Sale – The Maine Real Estate Network – Meservier & Associates.

“Color This!” at Better Homes and Garden | Turner Maine Homes

 

 

“Color This!” at Better Homes and Gardens

Here’s a fun and helpful tool for you to test out color ideas for your walls, furniture and accessories. Try “Color This!” at the Better Homes and Gardens website www.bhg.com.

Test out your ideas for interior decorating BEFORE buying paint products. Choose one of their design photos and then change paint colors for either interior walls or exterior siding, along with fabric, window treatments, flooring, roof color, trim and more. Designs can be saved to look at again later, printed out on paper, or e-mailed to a friend. Similar applications can be found at paint manufacturers’ websites such as Valspar, Behr or Benjamin Moore. The one I played with had limited paint color selections, but it was enough to give you a good feel for your pending projects. It might make you feel better about a daring color choice!

via “Color This!” at Better Homes and Garden | Turner Maine Homes.

What is the PHSI?

Each month I study the Pending Home Sales Index, issued by the National Association of Realtors. The index is based on pending sales of existing homes. A sale is listed as pending when the contract has been signed but the transaction has not closed. Read the rest of this entry »

Auburn Maine Community Events

We now have a new widget on the right hand side bar showcasing events for Auburn Maine! Posts will include these categories: art, baseball, biking, birding, children, craft+shows, farmers+markets, festivals, food+events, hockey, music, other, quilt+shows, running, shopping+events, theater, water+sports, winter+sports.

All of our community sister websites will offer the same events feature for each Central Maine town or city.

Trulia: Higher error rate in non-MLS sources of real estate listings data | Inman News

Inman News ran an article yesterday suggesting MLS’s should take the lead

Trulia: Higher error rate in non-MLS sources of real estate listings data | Inman News.

To Rent Or To Buy? A Maine Real Estate Buyers Dilemma

“Rent versus Buy” index, and it backed up what I’ve known to be true: It is usually more affordable to buy then rent in 78% of the cities studied, compared to 72% last quarter. Read the rest of this entry »

Lewiston Maine Upcoming Concert | Lewiston Maine Homes For Sale

Upcoming concert:JON ANDERSON is one of the more recognizable voices in progressive rock as the lead vocalist and creative force behind the band Yes. He was the author and a major creative influence behind many of their songs. One of their largest and most memorable hits was ”Owner of a Lonely Heart,” which he co-authored. Check him out at Bates College on Sunday, May 15, at 7:30 p.m.  The acoustics are amazing in the Olin Arts Center, and this will be the smallest venue on Jon’s acoustic tour! For tickets, go to tickets@bates.edu or call207-786-6135. Advance tickets are $37.50; day of the show, $45.

via Lewiston Maine Upcoming Concert | Lewiston Maine Homes For Sale.

Free Medicine Disposal Event will be held from 10 a.m. to 2 p.m. Saturday, April 30,2011

Safe disposal of unwanted medications

Two location collection sites: Farwell Elementary School in Lewiston and Central Fire Station in Auburn. Sponsored by the Lewiston-Auburn Safe Schools/Healthy Students Initiative, partnered with the Drug Enforcement Administration.

Bring any expired, unwanted or unused medications to either of these sites for safe and secure disposal. Easy enough: Drive up and hand over your medications to the attendant. Police officers from Auburn and Lewiston Police departments will be onsite to supervise the collection of medicines.

FMI: Contact SS/HS Substance Abuse Prevention Coordinator, Scott Gagnon, at 795-2120 or gagnonsc@cmhc.org .

 

Foreclosure News Update

Foreclosure news:

In its February “Foreclosure Market Report,” RealtyTrac® said foreclosure filings showed the largest year-over-year decrease since they began issuing this report in 2005. The report included default notices, scheduled auctions and bank repossessions and was calculated on 225,101 properties in February. This reflects a 14% decrease from January and a 27% decrease from February 2010.

Part of the reason is due to the many allegations of improper foreclosure processing in the mortgage servicing industry.

An executive of RealtyTrac explained by saying “While a small part of February’s decrease can be attributed to it being a short month and bad weather, the bottom line is that the industry is in the midst of a major overhaul that has severely restricted its capacity to process foreclosures. We expect to see the numbers bounce back, but that will likely take several months. And monthly volume may never return to its peak in March 2010 of more than 367,000 properties receiving foreclosure filings.”

 


Sue Meservier
Meservier & Associates

The Maine Real Estate Network

34 Center Street
Auburn, ME 04210
office: 207-784-2525
email: agent@meservier.com
Auburn, Maine 04210
October 22, 2014, 2:19 am
Cloudy
Cloudy
46°F
real feel: 36°F
current pressure: 30 in
humidity: 87%
wind speed: 16 mph NNE
wind gusts: 22 mph
UV-Index: 0
sunrise: 7:05 am
sunset: 5:46 pm
Forecast October 23, 2014
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Rain
Rain
54°F
wind speed: 13 mph N
wind gusts: 20 mph
max. UV-Index: 1
Forecast October 24, 2014
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Rain
Rain
56°F
wind speed: 13 mph NNW
wind gusts: 25 mph
max. UV-Index: 1
 
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